Loss & Damage Claims
Coram James prepares independent valuation reports following loss, theft or damage to art, antiques, jewellery, watches and house contents. We act for insurers, loss adjusters, brokers and policyholders.
We are approved valuers for high net worth insurers including Chubb, Hiscox, Covéa, AIG and Axa XL. As a RICS-regulated firm, every report is prepared in accordance with RICS Valuation Global Standards (the Red Book).
What We Report On
- Total loss and replacement cost
- Diminution in value after damage and restoration
- Advice on restoration and conservation, and whether repair is worthwhile
- Pre-loss value where no recent valuation exists, from photographs, invoices and records
- Detailed descriptions and photographs to support recovery after theft
Working With Loss Adjusters
We work directly with the adjuster, the insurer and the policyholder’s broker, and keep everyone informed. Our reports give a clear figure and the evidence behind it, and can stand as expert evidence if a claim is disputed.
For valuations to set cover before a loss, see Insurance Valuations.
Fees
Our fees are based on the time involved, not the value of the claim, and are agreed in writing before any work begins. Please contact us on 020 7305 7360 or at info@coramjames.com.
