Insurance Valuations
Coram James provides insurance valuations of art, antiques, jewellery, watches and house contents, from a single room of good pictures to collections spread across several homes. We act for private clients, family offices, trusts and institutions.
Every valuation is on a full retail replacement basis, to reflect the price of replacing each work in today’s market. Underinsurance can reduce a settlement after a claim, while overvaluation means paying too much in premiums.
We are approved valuers for leading high net worth insurers including Chubb, Hiscox, Covéa, AIG and Axa XL, and offer preferential fees to their policyholders. As a RICS-regulated firm, all reports are prepared in accordance with RICS Valuation Global Standards (the Red Book).
Collections and House Contents
We visit the property to examine and photograph each item and prepare a detailed inventory arranged room by room. For larger collections spanning several categories, we bring in the relevant specialists, whether for pictures, furniture, silver, ceramics or jewellery, so that every object is assessed by an expert in its field. The result is a single, clearly presented report.
Keeping Cover Up to Date
Markets move, and a valuation that was right five years ago may no longer reflect the cost of replacement. We offer scheduled revaluations so that cover stays in line with the market.
After a Loss
We also prepare valuation reports following loss, theft or damage. See Loss & Damage Claims.
Fees
Our fees are based on the time involved, not the value of the property, and are agreed in writing before any work begins. Please contact us on 020 7305 7360 or at info@coramjames.com.
